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Two transactions are described: (a)Mutuum: A lender lends Debtor D cash of P420,000 for 120 days, with the explicit understanding that D will return the identical amount (P420,000) at the end of the period. D uses the funds for his business and, on day 120, returns P420,000 cash. (b)Commodatum: A lender lends his high-end digital cinema camera to E for 9 days for a production, and E returns the camera on day 9 with a dented housing and a scratched lens. (1)Identify the governing contracts for (a) and (b) and state the controlling rule on what the borrower must return in each contract. (2)For the Commodatum scenario, explain the borrower’s liability for damages, including whether ordinary wear and tear is admissible and when the borrower must pay for repairs or replacement.